A rich imagination of current online fraudsters is hard to be disclosed within 4 points of the previous article, that’s why you have a chance to read the second part of this material. Despite abundance in invented approaches, all financial swindlers chase a universal aim – monetary enrichment and use similar means, i. e. payment platforms, software products and Internet sites which are often visited by users with certain interests (for job search, technological innovations and so on). Some tricks seem to be old and inefficient at first sight, but in fact, they are do effective…
5. Nigerian letters
Everyone who has a mailbox can regularly receive e-mails will almost identical bodies, but it doesn’t mean that all of them are sent from Nigeria. It’s just the country where spam messages originated. Spammers are endlessly inventive, but the plot concerns two topics: a) charity; b) you’ve won the lottery/you’ve become the heir of the deceased namesake. Sometimes I even look through the most creative samples before sending them to trash. Here is one of them:
Greetings in the name of the lord, I am Mrs. Olga Patarkatsishvili, the widow of late Georgian business tycoon Mr. Badri Patarkatsishvili, I have a business proposal which will be of great benefit for you and myself. I will send you further details once I receive your response back. Please for security reason, I will strongly recommend that you write me through my private email account only.
I can be reach on this Email: (olga. patarkatsishvil@yandex. ru), for more information’s on this project.
6. User payment details stealing/substitution
Fraudsters have an opportunity to access victim’s payment details due to identical website structures of payment processors and user disregard of simple safety measures (when account number is copied via a clipboard instead of being typed manually). Tricksters use plain Trojan software which helps intercept http traffic on the site and detect entered information (e-wallet numbers have almost the same format), sniffers and keyloggers for stealing payment details. Few things are needed to substitute existing payment data: one has to install a certain Trojan program that will sometimes analyze a clipboard and insert its payment details every time it detects a peculiar data format.
7. Noah products
Hoah software developers counted on those people who would be ready to donate some 20-30 dollars in order to get a limitless amount of “free” money instead. And creators tried to satisfy the most diversified client demand. Here you can see WM bonus collectors, crack programs/software for generating payment card codes as well as virus imitators. So, how do they work? The very programs do not work at all while developers almost swear that they work and bring good profits. Indeed, they can be downloaded for free, but when you launch it, you will be asked to buy a key to unblock the system. After you pay for it, nothing will be changed, and you can even see the message on the screen saying that it’s bad to crack the program…
8. Operators on currency exchange transactions via foreign exchange services/money forwarding
You can often meet such vacancies on forums and notice boards. Well, the job seems to be pretty easy, so why don’t you try? But here is another question: why would some sane person entrust his/her money to third parties? And then, those “foreign exchangers” in which you covert currencies can appear to be a home resource of private con men that don’t give your money back.
Of course, we could have continued this list, but the morale of all described above cases is the same: you should not hunt for imaginary profits thinking that all the money you’ve invested/spent will be returned in a hundredfold. Unfortunately, these are not appropriate cases. Believe me, there were many victims on fraudsters’ hook and none said that such a “charity” led them to the money increase. In conclusion, I would like you to add few simple rules to your armory that will help save your wallets and nerves:
1. Scan your PC for viruses on a regular basis and update software.
2. Never download unknown programs and click on links/press on pop-up windows that lead somewhere (usually they draw attention with something interesting).
3. Do not post your personal data on public resources.
4. If you receive e-mails, check the sender’s address and do not view attachments/do not follow the links given in this e-mail. Also, in separate cases do not press “Unsubscribe” button in the e-mail, otherwise, the result will be the opposite.
5. If you’ve come across some interesting job offer but doubt honesty of the employer, check whether he/she is not in the “Employer Blacklist”. In case he/she is there (you can figure him/her out by e-mail address, writing style, content of the vacancy), do not try your luck.
6. And the last point is: be reasonable. Nobody wants to share their savings with you, but everyone is willing to swindle out yours.Смотрите так же по теме: